PURCHASE LOANS
Owning your own home provides several benefits
In addition to the satisfaction of being a homeowner, you can build equity, enjoy tax deductions, say "goodbye" to paying rent and take control of your living environment.
Whether you are a first-time home buyer or are purchasing a new or second home, we have an assortment of tools and loan programs to meet your individual financing needs. Due to our long-term established relationships, we enjoy with leading national lenders, including exclusive lending relationships, and we can provide a broader range of programs and pricing.
Although the typical down payment for the purchase of a home is still 10-20%, it is possible, depending on your particular situation, to buy a home with a much smaller down payment; 100% financing may be an option for certain qualified buyers through local government programs.
To obtain a quick reference of your borrowing power contact Kathy today to further analyze your qualification limits. We have several products available that allow you to greatly expand those limits above the typical norm.
“We never in a million years thought we would be able to buy our own home. All California had loan options that other banks didn’t have. They literally helped make our dreams come true.”
— Lauren & Jason M.,
Petaluma CA