2023 Conventional & FHA Loan Limits
CONVENTIONAL/CONFORMING LOAN LIMITS
For a one-unit property in most areas in the U.S., the 2023 maximum conforming loan limit is $726,200. The maximum limit for high-cost areas is $1,089,300
The following tables show the baseline (also known as “general”) and high-cost area loan limits for 2023:
FHA LOAN AMOUNT LIMITS
The Federal Housing Administration (FHA) on Dec. 1 announced increased loan limits for 2023 to keep pace with home price inflation. With these higher limits, borrowers have access to a wider range of homes using affordable FHA financing.
The following table lists the 2023 FHA loan limits for low- and high-cost areas:
Open or save the attached PDF to view a complete list of Conventional & FHA loan maximum limits for 2023 by California County.
Look up national FHA & Conventional loan limits using this search tool on HUD.GOV.