2025 Conventional & FHA Loan Limits

CONVENTIONAL/CONFORMING LOAN LIMITS
For a one-unit property in most areas in the U.S., the 2025 maximum conforming loan limit is $806,500. The maximum limit for high-cost areas is $1,209,750

The following table shows the limits for various counties throughout the San Francisco Bay Area:

FHA LOAN AMOUNT LIMITS
The Federal Housing Administration (FHA) announced increased loan limits for 2025 to keep pace with home price inflation. With these higher limits, borrowers have access to a wider range of homes using affordable FHA financing.

The following table lists the 2025 FHA loan limits for low- and high-cost areas: