Private money, or ‘hard money’ lending, provides mortgage loans to borrowers who, for one reason or another cannot be approved for a mortgage through a conventional lending source. 

The loans are funded by private investors who want to earn interest income from trust deeds secured by real estate. Private money loans are generally made by companies that specialize in these types of loans. One such company is ACM Investor Services, Inc.

ACM lends on owner-occupied single-family, condos, and units as well as investment single-family and 2-4 units, small commercial and apartment buildings, and other types of property on a case-by-case basis. ACM also provides bridge financing for residential purchases up to $3 million. ACM works directly with borrowers, and also through experienced loan originators.

To find out more about a Private Money loan or speak to an agent - visit our Private Money Affiliate ACM Investor Services.

Below is a partial list of the outside-the-box loan scenarios that may find a home with private m oney lender:

• Foreign National

• Vesting in an LLC or in an irrevocable trust

• Buy-out other heirs or spouse

• Newly self-employed

• No credit score

• Payoff debt to qualify

• Mixed-use properties

• Properties under construction